Cape May County, NJ

Living in Stone Harbor, NJ: The Complete Neighborhood Guide

Seven Mile Beach South. Bird Sanctuary. Family Luxury.

Last updated: September 2026

$1,800,000
Median Home Price
120 min
To Penn Station
866
Population
1914
Founded
5.2%
YoY Appreciation

Why Stone Harbor, NJ?

Stone Harbor is the southern end of Seven Mile Beach — family oriented luxury with the 96th Street commercial district for boutique shopping and dining, the Stone Harbor Bird Sanctuary (21 acres of protected heron nesting habitat), and the Wetlands Institute for environmental education. Under 1,000 year round residents. At $1.8M with a 0.78% tax rate, Stone Harbor is quieter and more family focused than Avalon.

Stone Harbor Real Estate Market in 2026

Stone Harbor homes sell in 52 days at a $1.8M median. Beachfront homes $2M to $7M. 96th Street area $1M to $3M. Bayside with docks $1.5M to $4M.

$1,800,000
Median Price
$780/sqft
Price Per Sq Ft
52 days
Avg Days on Market
+5.2%
Year Over Year

Best Neighborhoods in Stone Harbor

3 distinct neighborhoods, each with its own character and price range

96th Street Area

$1,200,000 to $3,000,000

Walk to shops, restaurants, and beach. Commercial district with boutiques. Family social center.

Best for: Families, social lifestyle

Oceanfront

$2,000,000 to $7,000,000

Beachfront homes and new construction. Ocean views.

Best for: Beach luxury

Bayfront

$1,500,000 to $4,000,000

Bayside with docks. Boat access. Sunset views.

Best for: Boaters

Commuting from Stone Harbor to NYC

120
Minutes to Penn Station
Drive to GSP
Transfer required
Peak frequency: 3 to 4 trains per hour
Also nearby
Newark Liberty Airport: 10 min drive
NJ Turnpike, I-78, Routes 1 and 9
7 NJ Transit bus routes

Source: NJ Transit schedules, June 2026. Peak hour commute times.

Walkability and Livability in Stone Harbor

How easy is it to live car-free or car-light in Stone Harbor?

55
Walk Score
Somewhat Walkable
120 min
NYC Commute
0.78%
Property Tax Rate
$8,234/year avg
3.8%
Hispanic/Latino
4.4% foreign-born

Stone Harbor Schools and Ratings

Stone Harbor Elementary. Students attend Middle Township HS.

Source: NCES CCD 2023 to 2024, NJDOE NJSLA 2024 to 2025

Stone Harbor Elementary School

STONE HARBOR, NJ · Elementary · Grades K-4
C
8.7:1 ratio 78 students Score: 76/100
View all Stone Harbor schools with full ratings →

Stone Harbor vs Neighboring Towns: Cost Comparison

City Median Price Tax Rate Annual Tax NYC Commute
Stone Harbor $1,800,000 0.78% $8,234 120 min
Avalon $2,200,000 0.67% $8,567 120 min
Sea Isle City $700,000 1.23% $6,234 115 min

Where to Eat in Stone Harbor

96th Street

Jay's on Third (upscale seafood), The Original (breakfast institution), Fred's Tavern (dive bar legend). Intimate dining scene.

Parks and Recreation in Stone Harbor

Stone Harbor Bird Sanctuary

21 acres of protected heron and egret nesting habitat in the center of town. One of the oldest bird sanctuaries in the US (established 1947).

Wetlands Institute

Environmental education center on the marsh. Terrapin research. Nature programs.

New Development and Growth in Stone Harbor

History of Stone Harbor, NJ

Incorporated in 1914.

The Bird Sanctuary was established in 1947 — one of the first municipally protected bird habitats in the US.

The Wetlands Institute has been a national leader in coastal environmental education since 1969.

Safety in Stone Harbor

Stone Harbor is extremely safe.

Notable Residents

Taylor Swift (born 1989) — global pop superstar who summered in Stone Harbor until age 14, describing it as a pretty magical place to grow up

Annual Events and Festivals

Wings n Water Festival

Frequently Asked Questions About Stone Harbor, NJ

What is the median home price in Stone Harbor, NJ?

The median home price is $1,800,000 as of 2026, with 5.2% year-over-year appreciation. Average $780/sqft, selling in 52 days.

How long is the commute from Stone Harbor to NYC?

120 minutes via NJ Transit from on the Drive to GSP. Transfer required.

What are property taxes in Stone Harbor, NJ?

Tax rate is 0.78%. Average homeowner pays $8,234/year. At the median price of $1,800,000, expect about $14,040/year.

What are the best neighborhoods in Stone Harbor?

96th Street Area ($1,200,000 to $3,000,000). Oceanfront ($2,000,000 to $7,000,000). Bayfront ($1,500,000 to $4,000,000). See the full guide above for all 3 neighborhoods.

Is Stone Harbor safe?

Stone Harbor is extremely safe.

How walkable is Stone Harbor, NJ?

Walk Score of 55, rated "Somewhat Walkable." Median income $108,000, median age 60.2. 10% renter-occupied.

Ready to Find Your Home in Stone Harbor?

Talk to a Premier Homes agent who knows Stone Harbor inside and out. We have been serving this community for over 30 years.

Explore Nearby Communities

Avalon $2,200,000 120 min Sea Isle City $700,000 115 min