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County Real Estate Guide

Sussex County, NJ

Sussex County is New Jersey's northwestern frontier — 519 square miles of mountains, lakes, and farmland that feel closer to Vermont than the Jersey Shore. It has the highest homeownership rate in the state at 83.7% and the fastest appreciation in northern NJ at 8.9% year over year. The county's identity is split between lake communities (Highland Lakes, Lake Mohawk, Culver Lake) that draw NYC escapees and agricultural towns that have anchored families for generations. The coming NJ Transit Andover station — restoring the Lackawanna Cut-Off rail line — will fundamentally reshape commute patterns and property values across the county starting in late 2026.

$425,000
Median Price
24
Municipalities
49 days
Days on Market
+8.9%
YoY Appreciation
90 min
Avg Commute NYC
102.0%
Sale-to-List Ratio
Highest homeownership rate in NJ at 83.7%
NJ Transit Andover station opening late 2026 — property values will shift
Lake communities (Highland Lakes, Lake Mohawk, Culver Lake) drive demand
8.9% appreciation — fastest-growing county in northern NJ

Housing Market

Sussex County is the value play of northern NJ. At a $425K median, it's 44% cheaper than Bergen County with significantly larger lots and a lifestyle that includes skiing, hiking, and lakefront living. The 8.9% appreciation rate tells the story: remote work permanently expanded the buyer pool, and the coming Andover NJ Transit station will convert Sussex from a drive-only county to a rail-connected suburb. Towns within 15 minutes of the new station — Andover, Byram, Stanhope — are already seeing price pressure.

Compare Towns

24 municipalities sorted by median price

Town Median Price Schools To NYC Tax Rate Est. Annual Tax Walkability
Sparta $550,000 8/10
75 min
Drive to Dover/Netcong
2.23% $10,567
25
Fredon $470,000 7/10
75 min
Drive to Netcong
1.89% $8,901
5
Lafayette $450,000 7/10
85 min
Drive to Dover
1.78% $9,456
8
Andover Township $440,000 7/10
65 min
Andover (2026)
Lackawanna Cut-Off
2.12% $8,456
10
Byram $430,000 7/10
70 min
Drive to Netcong
2.23% $9,123
15
Vernon $425,000 7/10
80 min
Drive to Dover
2.34% $8,901
12
Hardyston $420,000 7/10
75 min
Drive to Dover
2.34% $8,123
10
Hopatcong $410,000 6/10
65 min
Drive to Dover
2.45% $7,890
18
Wantage $400,000 7/10
90 min
Drive to Dover
1.95% $8,234
5
Stanhope $380,000 6/10
60 min
Netcong Station
Morris & Essex
2.45% $7,234
45
Montague $360,000 6/10
100 min
Drive to Port Jervis
2.01% $7,234
5
Newton $350,000 6/10
80 min
Drive to Dover/Netcong
2.89% $7,123
65
Franklin $340,000 6/10
80 min
Drive to Dover
2.56% $7,234
35
Ogdensburg $330,000 6/10
78 min
Drive to Dover
2.56% $6,890
32
Hamburg $310,000 6/10
80 min
Drive to Dover
2.67% $6,789
52
Sussex Borough $290,000 5/10
85 min
Drive to Dover
2.78% $6,234
48

Best Towns For...

Town Profiles

Sparta

$550,000
🏫 Schools 8/10 🏙️ 75min to NYC 🚶 Walk 25/100

Sussex County's premier family town. Sparta High School ranked A by Niche with 98% graduation rate. Lake Mohawk private community (800-acre lake est. 1927). Active downtown with restaurants and shops. Youth sports powerhouse.

Fredon

$470,000
🏫 Schools 7/10 🏙️ 75min to NYC 🚶 Walk 5/100

Small, quiet township with larger lots and privacy. Kittatinny Valley State Park. Feeds to Kittatinny Regional HS. Under 3,500 residents. Popular with buyers seeking acreage close to I-80 access.

Lafayette

$450,000
🏫 Schools 7/10 🏙️ 85min to NYC 🚶 Walk 8/100

Pastoral township with rolling farmland and historic homes. Lafayette Village has a general store and post office feel. Swartswood State Park and lake nearby. Rural NJ at its most authentic.

Andover Township

$440,000
🏫 Schools 7/10 🏙️ 65min to NYC 🚶 Walk 10/100 🚂 Andover (2026)

The town that changes everything. NJ Transit Andover station opening late 2026 will provide direct rail to Hoboken and Penn Station. Properties near the station are already seeing price pressure. Best investment play in Sussex County.

Byram

$430,000
🏫 Schools 7/10 🏙️ 70min to NYC 🚶 Walk 15/100

Lake-focused community with Cranberry Lake, Forest Lake, and Lake Lackawanna. Close to I-80 for commuting. Byram Township schools feed to Lenape Valley Regional. Strong community identity around its lakes.

Vernon

$425,000
🏫 Schools 7/10 🏙️ 80min to NYC 🚶 Walk 12/100

Mountain Creek ski resort and waterpark drive seasonal economy. Highland Lakes private community with lakefront living. Appalachian Trail access. Largest municipality in Sussex County by area. Four-season outdoor lifestyle.

Hardyston

$420,000
🏫 Schools 7/10 🏙️ 75min to NYC 🚶 Walk 10/100

Mountain Creek resort area. Crystal Springs golf community. Mix of estate homes and family neighborhoods. Wallkill River valley. Growing township with new construction. Hamburg Mountain wildlife management area.

Hopatcong

$410,000
🏫 Schools 6/10 🏙️ 65min to NYC 🚶 Walk 18/100

Surrounds Lake Hopatcong — NJ's largest freshwater lake. Year-round lakefront living with boating, fishing, and swimming. Hopatcong HS. Nolan's Point entertainment area. Affordable lakefront compared to Sussex lake communities.

Wantage

$400,000
🏫 Schools 7/10 🏙️ 90min to NYC 🚶 Walk 5/100

Large, rural township in northwestern Sussex County. Horse farms and agricultural properties. High Point State Park — the highest elevation in NJ (1,803 ft). Appalachian Trail. Space and privacy at affordable prices.

Stanhope

$380,000
🏫 Schools 6/10 🏙️ 60min to NYC 🚶 Walk 45/100 🚂 Netcong Station

Shares the Netcong NJ Transit station — the closest rail access in Sussex County. Lake Musconetcong. Waterloo Village historic site nearby. Compact borough with village character. Gateway to Sussex from the train.

Montague

$360,000
🏫 Schools 6/10 🏙️ 100min to NYC 🚶 Walk 5/100

NJ's northernmost municipality at the NY/PA tri-state point. Delaware Water Gap National Recreation Area. High Point State Park. Stokes State Forest. The most remote and rural town in NJ — for buyers who want wilderness.

Newton

$350,000
🏫 Schools 6/10 🏙️ 80min to NYC 🚶 Walk 65/100

County seat with the most walkable downtown in Sussex County. Newton Theatre for live shows. Spring Street shops and restaurants. Sussex County Community College. Court Square historic district. Most urban character in the county.

Franklin

$340,000
🏫 Schools 6/10 🏙️ 80min to NYC 🚶 Walk 35/100

Historic mining borough — the Sterling Hill Mining Museum and Franklin Mineral Museum showcase world-famous fluorescent mineral deposits. Affordable single-family homes. Wallkill River National Wildlife Refuge nearby.

Ogdensburg

$330,000
🏫 Schools 6/10 🏙️ 78min to NYC 🚶 Walk 32/100

Tiny borough of 2,400 surrounded by Franklin and Sparta. Sterling Hill Mining Museum. Affordable single-family homes. Feeds to Wallkill Valley Regional HS. Tight-knit community.

Hamburg

$310,000
🏫 Schools 6/10 🏙️ 80min to NYC 🚶 Walk 52/100

Small borough with affordable homes and a walkable downtown. Hamburg Mountain for hiking. Gingerbread Castle historic site. Compact community under 4,000 residents. Best entry price in northern Sussex.

Sussex Borough

$290,000
🏫 Schools 5/10 🏙️ 85min to NYC 🚶 Walk 48/100

Small borough of 2,000 residents with the most affordable homes in the county. Main Street has a few shops and restaurants. Sussex County Fairgrounds nearby hosts the annual county fair. Quiet, rural character.

Ready to find your home?

George Castro and the Premier Homes team know every town in Sussex County.