Warren County, NJ

Living in Phillipsburg, NJ: The Complete Neighborhood Guide

Delaware River Town. Easton Rivalry. Most Affordable Walkable in Warren.

Last updated: September 2026

$300,000
Median Home Price
80 min
To Penn Station
14,303
Population
1861
Founded
8.4%
YoY Appreciation

Why Phillipsburg, NJ?

Phillipsburg is a Delaware River town at the PA border directly opposite Easton — connected by the free bridge. The Phillipsburg vs Easton Thanksgiving Day football rivalry is the oldest in the nation (since 1905). Historic Victorian architecture lines the main streets. The rail trail along the river provides recreation. At $300K with 8.4% appreciation and homes selling in 18 days, Phillipsburg is the deepest value play in Warren County and one of the most affordable walkable towns in northern NJ. FEMA flood zones along the Delaware affect some properties.

Phillipsburg Real Estate Market in 2026

Phillipsburg homes sell in 18 days at a $300K median — the most affordable and fastest selling market in Warren County. Older Victorians, row homes, and multi family. Strong investor demand with a 52% renter rate. Flood zone awareness is critical for river adjacent properties.

$300,000
Median Price
$195/sqft
Price Per Sq Ft
18 days
Avg Days on Market
+8.4%
Year Over Year

Best Neighborhoods in Phillipsburg

3 distinct neighborhoods, each with its own character and price range

South Main Street

$250,000 to $400,000

Commercial corridor with Victorian homes on side streets. Walk to shops and the Easton bridge.

Best for: Walkability, value seekers

Union Square Area

$225,000 to $350,000

Historic center with some of the most affordable homes in the region. Multi family investment opportunities.

Best for: First-time buyers, investors

Upper Phillipsburg

$300,000 to $450,000

Higher elevation away from the river and flood zones. More residential character. Better flood risk.

Best for: Families avoiding flood zones

Commuting from Phillipsburg to NYC

80
Minutes to Penn Station
Drive to Hackettstown Station
Transfer required
Peak frequency: 3 to 4 trains per hour
Also nearby
Newark Liberty Airport: 10 min drive
NJ Turnpike, I-78, Routes 1 and 9
7 NJ Transit bus routes

Source: NJ Transit schedules, June 2026. Peak hour commute times.

Walkability and Livability in Phillipsburg

How easy is it to live car-free or car-light in Phillipsburg?

68
Walk Score
Somewhat Walkable
80 min
NYC Commute
3.12%
Property Tax Rate
$6,234/year avg
22.4%
Hispanic/Latino
14.8% foreign-born

Phillipsburg Schools and Ratings

Phillipsburg School District. Phillipsburg HS — home of the legendary Thanksgiving Day rivalry with Easton.

Source: NCES CCD 2023 to 2024, NJDOE NJSLA 2024 to 2025

Lopatcong Township Middle School

PHILLIPSBURG, NJ · Middle · Grades 5-8
C
11.2:1 ratio 348 students Score: 72/100

Philipsburg Primary School

PHILLIPSBURG, NJ · Elementary · Grades K-2
D
9.9:1 ratio 397 students Score: 69/100

Harmony Township School

PHILLIPSBURG, NJ · Elementary · Grades PK-8
D
6.6:1 ratio 184 students Score: 63/100

Phillipsburg Early Childhood Learning Center

PHILLIPSBURG, NJ · Elementary · Grades PK-1
D
10.9:1 ratio 470 students Score: 63/100

Phillipsburg High School

PHILLIPSBURG, NJ · High · Grades 9-12
F
12.9:1 ratio 1799 students Score: 59/100

Lopatcong Elementary School

PHILLIPSBURG, NJ · Elementary · Grades PK-4
F
10.7:1 ratio 374 students Score: 58/100

Pohatcong Township School

PHILLIPSBURG, NJ · Elementary · Grades PK-8
F
10.1:1 ratio 312 students Score: 57/100

Phillipsburg Elementary School

PHILLIPSBURG, NJ · Elementary · Grades 3-5
F
8.4:1 ratio 586 students Score: 45/100
View all Phillipsburg schools with full ratings →

Phillipsburg vs Neighboring Towns: Cost Comparison

City Median Price Tax Rate Annual Tax NYC Commute
Phillipsburg $300,000 3.12% $6,234 80 min
Alpha $320,000 2.89% $5,890 75 min
Belvidere $340,000 2.78% $6,567 78 min

Where to Eat in Phillipsburg

Downtown and Easton Bridge

Marianna's (Italian institution), and growing dining scene. Walk across the free bridge to Easton PA for additional restaurants including the Easton Public Market and Third Street corridor.

Parks and Recreation in Phillipsburg

Delaware River Heritage Trail

Rail trail along the Delaware River for biking, walking, and jogging. Connects to the larger trail network.

Riverside Park

Borough park along the Delaware with river views and recreation.

New Development and Growth in Phillipsburg

Downtown Revitalization

Ongoing investment in the historic downtown commercial district.

History of Phillipsburg, NJ

Incorporated in 1861. Named after the Phillips family, early settlers.

The Phillipsburg vs Easton Thanksgiving Day football game has been played every year since 1905 — the oldest rivalry in American high school football.

Phillipsburg was a major railroad hub in the 1800s with the Morris Canal terminus and multiple rail lines converging here.

The free bridge to Easton PA has connected the two towns since 1938.

Safety in Phillipsburg

Phillipsburg is generally safe. The police department is active in community policing.

Notable Residents

The Phillipsburg-Easton rivalry is a national institution

Annual Events and Festivals

Phillipsburg Riverfest Thanksgiving Day Football Game

Frequently Asked Questions About Phillipsburg, NJ

What is the median home price in Phillipsburg, NJ?

The median home price is $300,000 as of 2026, with 8.4% year-over-year appreciation. Average $195/sqft, selling in 18 days.

How long is the commute from Phillipsburg to NYC?

80 minutes via NJ Transit from on the Drive to Hackettstown Station. Transfer required.

What are property taxes in Phillipsburg, NJ?

Tax rate is 3.12%. Average homeowner pays $6,234/year. At the median price of $300,000, expect about $9,360/year.

What are the best neighborhoods in Phillipsburg?

South Main Street ($250,000 to $400,000). Union Square Area ($225,000 to $350,000). Upper Phillipsburg ($300,000 to $450,000). See the full guide above for all 3 neighborhoods.

Is Phillipsburg safe?

Phillipsburg is generally safe. The police department is active in community policing.

How walkable is Phillipsburg, NJ?

Walk Score of 68, rated "Somewhat Walkable." Median income $58,000, median age 36.8. 52% renter-occupied.

Ready to Find Your Home in Phillipsburg?

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Explore Nearby Communities

Alpha $320,000 75 min Belvidere $340,000 78 min