Why Lower Township, NJ?
Lower Township is Cape May County's largest municipality by population — 23,000 year round residents. Historic Cold Spring Village (outdoor living history museum), Cape May Airport, and the Villas and Town Bank sections provide affordable year round living near the Cape May beaches. NJ Transit Cape May bus terminal. At $360K, the year round residential backbone of the Cape May area.
Lower Township Real Estate Market in 2026
Lower Township homes sell in 28 days at a $360K median. Single family homes and some townhomes. Year round community pricing. Most affordable option near Cape May city.
Best Neighborhoods in Lower Township
3 distinct neighborhoods, each with its own character and price range
Villas
$300,000 to $450,000Residential section with commercial services. Year round community. Near Cape May.
Town Bank
$350,000 to $550,000Delaware Bay waterfront section. Bay views and fishing access.
Cold Spring
$325,000 to $475,000Near Historic Cold Spring Village. More rural character.
Commuting from Lower Township to NYC
Source: NJ Transit schedules, June 2026. Peak hour commute times.
Walkability and Livability in Lower Township
How easy is it to live car-free or car-light in Lower Township?
Lower Township vs Neighboring Towns: Cost Comparison
| City | Median Price | Tax Rate | Annual Tax | NYC Commute |
|---|---|---|---|---|
| Lower Twp | $360,000 | 1.45% | $4,234 | 128 min |
| Cape May | $850,000 | 1.12% | $7,234 | 130 min |
| Middle Twp | $350,000 | 1.56% | $4,567 | 115 min |
Where to Eat in Lower Township
Local
Year round restaurants in the Villas. Cape May city restaurants 5 to 10 minutes away.
Parks and Recreation in Lower Township
Historic Cold Spring Village
Outdoor living history museum with 27 restored buildings from the early 1800s. Craft demonstrations, shops, and seasonal events.
Cape May Airport
General aviation airport with the Naval Air Station Wildwood Aviation Museum.
New Development and Growth in Lower Township
History of Lower Township, NJ
Incorporated in 1723 — one of the original Cape May County townships.
Historic Cold Spring Village preserves early American life with 27 buildings from the 1800s.
The Naval Air Station Wildwood operated during WWII and is now an aviation museum at the airport.
Safety in Lower Township
Lower Township is a generally safe community.
Notable Residents
Annual Events and Festivals
Frequently Asked Questions About Lower Township, NJ
What is the median home price in Lower Township, NJ?
The median home price is $360,000 as of 2026, with 6.8% year-over-year appreciation. Average $225/sqft, selling in 28 days.
How long is the commute from Lower Township to NYC?
128 minutes via NJ Transit from on the Drive to GSP. Transfer required.
What are property taxes in Lower Township, NJ?
Tax rate is 1.45%. Average homeowner pays $4,234/year. At the median price of $360,000, expect about $5,220/year.
What are the best neighborhoods in Lower Township?
Villas ($300,000 to $450,000). Town Bank ($350,000 to $550,000). Cold Spring ($325,000 to $475,000). See the full guide above for all 3 neighborhoods.
Is Lower Township safe?
Lower Township is a generally safe community.
How walkable is Lower Township, NJ?
Walk Score of 22, rated "Car-Dependent." Median income $62,000, median age 44.8. 25% renter-occupied.
Ready to Find Your Home in Lower Township?
Talk to a Premier Homes agent who knows Lower Township inside and out. We have been serving this community for over 30 years.